Reason codes / VMSS codes / VMSS 28: Fraud Conviction
VMSS code 28: Fraud Conviction
Official definition and what it means for your removal request.
Definition
The principal owners of a Merchant outlet or Third Party Agent was/were convicted of a fraud crime.
What this means in plain language
An owner or key person was convicted of a fraud-related crime. Like the MATCH equivalent, this is about a court conviction, which carries heavy weight in risk reviews.
What you can do
If you were listed under VMSS code 28, you can submit a formal removal request to the PSP or acquirer that added you. They will review your case and, if satisfied, can request removal from the VMSS list. We help you draft and submit that request. See VMSS removal and all MATCH and VMSS reason codes.